Ventura County real estate blog
Straight answers to real questions
Buying, selling and the loan side, explained by someone licensed on both.
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4 Questions to Answer Before You Talk to a Lender in Ventura County
The lender call feels like a test for a lot of first time buyers. It does not have to. Here are the four answers to have ready before you call:…
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Oktoberfest at the Ventura County Fairgrounds: Knights, Bands and Beer
My Sunday at the 2nd annual Oktoberfest at the Ventura County Fairgrounds, what they had, and my favorite ways to find events around Ventura County.
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VA Home Loan Checklist: 12 Things to Catch Early in Ventura County
Most Ventura County homes pass the VA appraisal. The ones that do not usually fail for one of 12 reasons: termites, pre-1978 paint, leased solar, window bars, unapproved condos, land…
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Residential Sale Leaseback in Camarillo: How a Long, Prepaid Lease Works
How a residential sale leaseback with prepaid rent works in Camarillo: the math in round numbers, the taxes, the financing limits, and what to negotiate before you write an offer.
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Physician Loans in Ventura County: How Medical Professional Mortgages Work
What physician and medical professional loans are, who they are built for, how they compare with conventional, FHA and jumbo loans, and the questions to ask a lender before you…
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Mobile Home Financing in Ventura County: What Lenders Actually Approve
Mobile vs manufactured, why your bank says no, what lenders are approving right now, and the one number that decides your budget: space rent.
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Oralia’s Bakery in Oxnard: Go Early, They Sell Out
If you live anywhere near Oxnard, you need to try Oralia's Bakery on Wooley Road. Just go early. This hidden gem panaderia sells out quick, and there is a reason…
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You Did Not Qualify for a Home Loan. Here Is What to Do Next.
Getting told you do not qualify to buy a home is one of the most deflating moments in the process. But not qualifying today does not mean not qualifying in…