Richard and Edgar were absolutely amazing throughout our home-buying journey! They were especially helpful with navigating the VA loan process, answering all of our questions, and keeping us informed every step of the way. They were patient, knowledgeable, and genuinely went above and beyond to make the process as smooth and stress-free as possible.
Thanks to their hard work and dedication, we were able to close on our home even faster than we expected! We are so grateful for everything they did for us and will definitely use them again in the future.
We highly recommend Richard and Edgar to anyone looking to find their home. They truly make you feel like you're in great hands from start to finish!
Your go-to Realtor
in Ventura County.
Born and raised here. Licensed on the loan side too, so you get straight answers about the money. Whatever you need, I’m the one to call. Hablo Español.
Every home on the market in Ventura County.
The same MLS data agents use, updated all day. Look around as long as you want, no signup.
Born and raised in Oxnard. Here to help you buy or sell.
I’m a licensed Realtor and mortgage loan officer. I’ve helped families all over Ventura County buy their first home, sell the one they’ve outgrown, and get the right loan to make it work.
Most agents can’t explain the loan side. I’m licensed on both sides, so when you ask about rates, payments, or what you can afford, you get a real answer, not a hand-off. Everything on this site is free, and I’m happy to talk whenever you’re ready.
Edgar Limon
Pick the situation that sounds like you.
I built a guide for it.
Buying, selling, or working out the loan. Every path has its own free guides, real numbers, and local know-how. Read as much as you want before we ever talk.
Buying a home
First-Time Buyers What you can afford and how it works, before you talk to anyone VA & Military Buyers Zero down, PCS timing, and buying near NBVC or Point Mugu Nurses & Medical Pros Shift pay, per diem, and buying close to your hospital Seniors & 55+ Prop 19, downsizing, and 55+ communities Relocating Here Prices, commutes, and which city fits you Move-Up Buyers Buy and sell at the same time, in the right order All buyer guidesSelling a home
Thinking About Selling What your home is worth and how the process works Downsizing / Empty Nest Cash out equity and find the right next chapter Inherited or Life Change Clear guidance for complicated situations Military & Veteran Sellers PCS timing, VA entitlement, and selling a VA home Nurses & Medical Sellers New position, travel contracts, and your home value Free Home Valuation Real numbers for your specific property, no strings All seller guidesFinancing your home
Get Pre-Approved The letter that wins the house, and why not all of them are equal Work With a Loan Officer I hold both licenses, so your loan and your offer are one person Down Payment Help California programs that cover part of what you need at closing Refinance Whether it actually pays, in months, before anyone sells you one Self-Employed & 1099 Why your returns understate what you earn, and how to fix it Compare Loan Types Conventional, FHA and VA side by side, in plain languageHave a loan question first? See every loan option , or call/text me .
Fresh answers, every week.
Short, honest posts on the questions people ask me most. Read them, share them, and come back for more.
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Physician Loans in Ventura County: How Medical Professionals Buy With Nothing Down
No down payment, no mortgage insurance, and student loans that may not count against you. How the medical professional loan works for doctors, dentists,…
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Mobile Home Financing in Ventura County: What Lenders Actually Approve
What it really takes to finance a mobile home in Ventura County, for buying and for cash out, explained by a licensed loan officer.
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Oralia’s Bakery in Oxnard: Go Early, They Sell Out
If you live anywhere near Oxnard, you need to try Oralia’s Bakery on Wooley Road. Just go early. This hidden gem panaderia sells out…
Read This Before You Buy in Ventura County
The 5 ways buyers overspend here, and how to avoid every one.
- The 5 ways buyers overspend here, and how to avoid each one
- Real payment math for Ventura County prices, so you don't overbuy
- The questions that save you money with any lender or agent (including me)
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Edgar Limon · Realtor & Loan Officer
Selling instead? Get a free home valuation , real numbers for your specific property, no strings. →